"Simulate payment" is what a customer would do on the checkout; here it is called from this shop's server through the API, the same way your own test setup would.
What the shop received
2026-09-20T23:28:09.885Z · invoice.created · livemode false · signature ok · status created
2026-09-21T00:28:39.179Z · invoice.expired · livemode false · signature ok · status expired